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The peace of mind that comes from a personalized plan.

Schwab Wealth Advisory™ can help you meet your needs today, tomorrow, and in the years to come.  

Planning focused on you.

Your life is unique. Your financial plan should be too. Your Wealth Advisor will work closely with you to understand your needs and goals, and to create a personalized wealth management plan that will adapt to wherever your financial journey takes you.

Planning process journey graphic leading from conversation to collaboration to execution and ending in evaluation.

Conversation

  • Conversation

    By asking questions and listening attentively, your dedicated team can help you focus on what really matters when it comes to building and managing your wealth.

  • Collaboration

    Whether it's building an investment portfolio, creating a retirement plan, or something else, we'll work with you to address your needs while you stay in control of every financial decision.

  • Execution

    We're with you every step of the way to put your plan into motion and help you navigate a broad range of wealth management topics.

  • Evaluation

    As your needs change and evolve, we'll review your financial situation and help you make adjustments to keep you on track.

A plan that adapts to your changing needs.

Your wealth deserves more than a one-size-fits-all planning approach. Enjoy the comfort and confidence of working with a Wealth Advisor who deeply understands you and your financial situation, and has experience guiding other clients through their own unique financial journeys and life stages.

  • Starting out
  • Building your career
  • Raising a family
  • Planning for retirement
  • Retirement
  • Defining your legacy
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  • Ready to start a conversation?

    Talk to a Financial Consultant to find out if Schwab Wealth Advisory is right for you.

    Schedule an Appointment

    or call 866-645-4124

  • Already working with a Schwab Financial Consultant?

    Talk to your Financial Consultant to learn more about Schwab Wealth Advisory.

Common questions

Yes. You and your dedicated team will engage in discovery conversations related to your specific financial situation. Your portfolio is tailored to your needs and goals and may include tax planning and investment planning.1

1. Certain services may be provided by affiliated professionals and third-party firms. Schwab Wealth Advisory does not provide specific individualized legal or tax advice. Please consult a qualified legal or tax advisor where such advice is necessary or appropriate.

The annual fee for Schwab Wealth Advisory starts at 0.80% of assets and decreases at higher asset levels (see chart). Enrollment minimum is $1 million. Fees are applied quarterly, and there are no withdrawal fees.

Billable Assets Fee Schedule
First $1 million 0.80%
Next $1 million (more than $1M up to $2M) 0.75%
Next $3 million (more than $2M up to $5M) 0.70%
Assets over $5 million 0.30%

Review of your portfolio is managed on an as-needed basis with your Wealth Advisor and continues as long as you are enrolled in the Schwab Wealth Advisory program. The frequency of portfolio reviews is agreed upon between you and your dedicated advisor.

You will first work with your Wealth Advisor to amend your financial plan. With your approval, your advisor will adjust your portfolio to align with your revised plan. You and your advisor may also consult with Schwab specialists to address specific wealth planning or management needs.

We believe in the long-term benefits of relying on our traditional disciplines around asset allocation and diversification, tuning out the noise to the extent possible and sticking to your long-term goals. That said, if at any time you have concerns, you can contact your Wealth Advisor for guidance.

Questions? We're ready to help.