Discover the benefits of including fixed income in your portfolio.

Looking for help solving your fixed income challenges?

Count on Schwab, where we can access thousands of individual bonds from hundreds of dealers across the marketplace; for straightforward pricing so you keep more of your money; for access to over a thousand new issues every year; plus hundreds of no-load funds and commission-free bond ETFs.

Schwab Fixed Income Specialists can help meet your goal with unbiased guidance. Leveraging their advice and experience to review and recommend a fixed income strategy customized to one important investor: You.

From income to diversification, call a Schwab Fixed Income Specialist to meet your specific needs. 877-903-8069

Schwab's secondary market average security count and Fixed Income specialists data are as of January 2016. Unique number of dealers is as of December 2015.

All orders placed through a Schwab representative are subject to an additional $25 fee and all orders to sell bonds must be placed through a representative. Schwab reserves the right to act as principal on any bond transaction. In secondary market principal transactions the price will be subject to our standard mark up in the case of purchases and a mark down in the case of sales and also may include a profit to Schwab in the form of a bid-ask spread. When trading as principal, Schwab may also be holding the security in its own account prior to selling it to you and, therefore, may make (or lose) money depending on whether the price of the security has risen or fallen while Schwab has held it. Schwab will not act as both principal and agent simultaneously in the same transaction.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Investment returns will fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost.

No load mutual fund conditions:

Schwab's short-term redemption fee of $49.95 will be charged on redemption of funds purchased through Schwab's Mutual Fund OneSource® service (and certain other funds with no transaction fee) and held for 90 days or less. Schwab reserves the right to exempt certain funds from this fee, including Schwab Funds®, which may charge a separate redemption fee, and funds that accommodate short-term trading.

Charles Schwab & Co., Inc., member SIPC, receives remuneration from fund companies participating in Schwab's Mutual Fund OneSource® service for record keeping, shareholder services and other administrative services. Schwab also may receive remuneration from transaction fee fund companies for certain administrative services.

Trades in no-load mutual funds available through Mutual Fund OneSource (including SchwabFunds) as well as certain other funds, are available without transaction fees when placed through schwab.com or our automated phone channels. For each of these trade orders placed through a broker, a $25 service charge applies. Schwab reserves the right to change the funds we make available without transaction fees and to reinstate fees on any funds. Funds are also subject to management fees and expenses.

Commission-Free ETF conditions:

Trades in ETFs available through Schwab ETF OneSource™ (including Schwab ETFs™) are available without commissions when placed online in a Schwab account. Service charges apply for trade orders placed through a broker ($25) or by automated phone ($5). An exchange processing fee applies to sell transactions. Certain types of Schwab ETF OneSource transactions are not eligible for the commission waiver, such as short sells and buys to cover (not including Schwab ETFs). Schwab reserves the right to change the ETFs we make available without commissions. All ETFs are subject to management fees and expenses. Please see Charles Schwab Pricing Guide for additional information.

Charles Schwab & Co., Inc. receives remuneration from third-party ETF companies participating in Schwab ETF OneSource™ program for record keeping, shareholder services and other administrative services, including program development and maintenance.

Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value © 2016 Charles Schwab & Co., Inc. (Member SIPC) All rights reserved 0316-E56E