Welcome to Schwab!
Explore our Investment Advice options below.
Modern investment advice means having better choices.
Everyone's financial needs are unique in their own way. That's why Schwab offers a wide variety of managed investment services, from high-tech to high-touch. Investment minimums vary by service but may start as low as $5,000. Regardless of which service you select, Schwab investment professionals are available to help with your service needs 24/7.
High tech
Automated investing that's a simpler, smarter way to invest.
Schwab Intelligent Portfolios®
We build, monitor, and automatically rebalance a portfolio of low-cost exchange-traded funds. You can get help from a Schwab professional 24/7.
$5K to start. Pay no advisory fee and no commissions.
Just as if you'd invested on your own, you pay the operating expenses on the ETFs in your portfolio—which includes Schwab ETFs™. We believe cash is a key component of an investment portfolio. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. Some cash alternatives outside of the program pay a higher yield. See more information.
Blend of both
Automated investing and professional guidance – a new approach.
Schwab Intelligent Portfolios Premium®
Our robo-advisor builds, monitors, and automatically rebalances a diversified portfolio based on your goals. Get unlimited 1:1 guidance from a CERTIFIED FINANCIAL PLANNER™ professional, interactive planning tools, and a personalized roadmap for reaching your goals.
$25K to start. Pay a one-time planning fee of $300, and just a $30/month advisory fee after that.
Backed by Schwab's Satisfaction Guarantee >
Just as if you'd invested on your own, you pay the operating expenses on the ETFs in your portfolio—which includes Schwab ETFs™. We believe cash is a key component of an investment portfolio. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. Some cash alternatives outside of the program pay a higher yield. See more information.
High touch
Dedicated financial advice with a personal relationship.1
We offer clients the option of a high-touch relationship to help you meet your financial goals. A Schwab Financial Consultant can help you determine the right solution for you, based on your needs.
Schwab Wealth Advisory™
We provide you a dedicated team that collaborates with you to create and adjust a sophisticated strategy, tailored to your goals. You always stay informed and in control.
$1 million to start. Fees start at 0.80% and the fee rate decreases at higher asset levels.
Call us at 866-645-4124 or find a local Financial Consultant to speak with.
Schwab Advisor Network®
We'll refer you to an experienced, local independent investment advisor who can offer you personalized attention and specialized guidance.
$500k to start. Fees vary by independent advisor. No charge for referral.
Call us at 877-656-8749 or find a local Financial Consultant to speak with.
Additional solutions
In addition to the solutions above, we offer specialized investment solutions to help you meet your specific goals. A Schwab Financial Consultant can help you determine what’s right for you, based on your individual goals and financial situation.
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Schwab Managed Portfolios™
A diversified portfolio of mutual funds or ETFs managed for you by Schwab Asset Management™.
$25k to start.
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Managed Account Select®
A separately managed account of individual securities, such as stocks or bonds, managed on your behalf by a professional asset management firm.
$100k for most strategies.
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Schwab Personalized Indexing ™
A separately managed account that offers a personalized indexing strategy, of individual securities, which can be a core component of your portfolio.
$100K to start
Additional Solutions
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Wasmer Schroeder™ Strategies
Fixed income strategies across the duration, credit and tax-efficiency spectrum. Choices include both actively managed strategies and bond ladder strategies.
$250K to start.
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ThomasPartners® Strategies
Two approaches that strive to deliver a reliable source of income with the potential for income growth, to help you get to, and through, retirement.
$100k to start.
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Windhaven® Strategies
Globally diversified strategies composed primarily of ETFs that strive to capture growth in rising markets while seeking to reduce exposure in declining markets.
$100k to start.
Common questions
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Your financial needs are as unique as you are. If you're not sure which service is right for you, a Schwab Financial Consultant can help. Just call 877-340-1714 or visit your local Schwab branch.
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Investment minimums vary by service, from as little as $5,000 for Schwab Intelligent Portfolios, to $500,000 for Schwab Advisor Network, and as much as $1 million for Schwab Wealth Advisory.
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Our services are available in a wide variety of accounts, including individual and joint brokerage; traditional, Roth and rollover IRA; trust and custodial accounts.
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Yes, regardless of which service you select, Schwab investment professionals are available to help with your service needs 24/7. You can also access your account from anywhere through Schwab.com and our mobile apps.
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Open your account today.
Questions? We're ready to help.
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